Despite what you may have read in the newspaper about the “plummeting real estate market,” you should know that these changing markets mean good news for prospective Buyers. In some cases, properties have sold for 20% less than their original listing price this year. Furthermore, due to the high supply and stiff competition, more Sellers are offering Buyer incentives such as paid closing costs, seller carry-back options, and further discounts seldom heard of only two years ago. Needless to say, this is a great opportunity for Buyer-favored negotiations.
However, this opportunity may only exist for the next two years of 2008 and 2009, as financially sound high-end Sellers tend to take these properties off the market and rent them out, or they wait until the market bottoms out and starts heading up again to sell. This leaves only a small window of opportunity to take advantage of these steep discounts.
Furthermore, future rate cuts by the fed counteract the deeper perspective of a recession and coming election year. You can now take advantage of a great interest rate of 6.125% at 1 point as of 11/14/07 for a jumbo 30 year fixed loan, down from 6.5% with 1 point on 11/7/07; this is making for a financial boom for Buyers. If you don’t want to miss out on this stellar opportunity to get an exceptional value and make a profitable investment, call or e-mail today for my current list of Top 10 Best Buys in La Jolla.
Gregg Whitney
Thursday, November 29, 2007
Tuesday, November 6, 2007
My Wife’s Battle with Breast Cancer
I would expect that anyone reading this blog has in one way or another been touched by the travesty of breast cancer. Whether you’ve known someone personally who has battled this disease or whether you just know someone who knows someone who has been affected, most people are within few degrees of separation.
Our devastation of the disease began in August of 2005 when my wife Lisa was diagnosed during a routine mammogram. The news shook our world. With two small children and having just reached our forties, a million questions raced through our minds about what our future would hold. Like so many others, we had obviously heard of the disease, but never in a million years thought that it would actually enter our home. We began discussing “options” and treatments and alternatives…a whirlwind of terms and “game plans” filled our minds with unfamiliarity. We were in and out of hospitals, seeing numerous doctors for all kinds of different reasons. I admittedly struggled somewhat to balance maintaining my real estate business with being there for all of Lisa’s appointments and watching the kids more since Lisa wasn’t well enough most of the time to do so. We were very fortunate to have such wonderful family, friends, and employees to help pitch in to relieve some of the burden. With their help, I was able to continue to offer my real estate clients the unsurpassed service they deserve, and they couldn’t even tell I was going through such an ordeal. I am grateful to my profession that I had the flexibility to be there for my wife and kids during this trying time.
My wife ultimately had to have a double mastectomy, chemotherapy, and radiation. The whole ordeal, from diagnosis to the last radiation treatment, endured about a year and a half. We are proud to say though that she is now cancer free!
Since this experience, we have definitely learned more about ourselves and our family. We learned that we are stronger than we ever thought possible. We learned to genuinely value our time together as a family because you never know what unexpected turns may come ahead in life. We also learned that although we have been blessed financially, this does not protect us from cancer’s grasp, for the disease has no prejudice to race nor class or religion. We were very fortunate that Lisa was able to beat this disease, and we are hopeful that it never returns. Every year now we coordinate a team to participate in the Susan G. Komen Race for the Cure in San Diego. If you, or anyone you know, would like to participate with us, we would love to have you on our team! Our hearts go out to those who have also battled cancer and those who are enduring it now. We wish you the best of success!
Gregg Whitney
Our devastation of the disease began in August of 2005 when my wife Lisa was diagnosed during a routine mammogram. The news shook our world. With two small children and having just reached our forties, a million questions raced through our minds about what our future would hold. Like so many others, we had obviously heard of the disease, but never in a million years thought that it would actually enter our home. We began discussing “options” and treatments and alternatives…a whirlwind of terms and “game plans” filled our minds with unfamiliarity. We were in and out of hospitals, seeing numerous doctors for all kinds of different reasons. I admittedly struggled somewhat to balance maintaining my real estate business with being there for all of Lisa’s appointments and watching the kids more since Lisa wasn’t well enough most of the time to do so. We were very fortunate to have such wonderful family, friends, and employees to help pitch in to relieve some of the burden. With their help, I was able to continue to offer my real estate clients the unsurpassed service they deserve, and they couldn’t even tell I was going through such an ordeal. I am grateful to my profession that I had the flexibility to be there for my wife and kids during this trying time.
My wife ultimately had to have a double mastectomy, chemotherapy, and radiation. The whole ordeal, from diagnosis to the last radiation treatment, endured about a year and a half. We are proud to say though that she is now cancer free!
Since this experience, we have definitely learned more about ourselves and our family. We learned that we are stronger than we ever thought possible. We learned to genuinely value our time together as a family because you never know what unexpected turns may come ahead in life. We also learned that although we have been blessed financially, this does not protect us from cancer’s grasp, for the disease has no prejudice to race nor class or religion. We were very fortunate that Lisa was able to beat this disease, and we are hopeful that it never returns. Every year now we coordinate a team to participate in the Susan G. Komen Race for the Cure in San Diego. If you, or anyone you know, would like to participate with us, we would love to have you on our team! Our hearts go out to those who have also battled cancer and those who are enduring it now. We wish you the best of success!
Gregg Whitney
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